• Follow Us On :

9:00 AM to 5:00 PM Mon - Fri PST

">310-870-1812">

A home is the main asset of every individual. In order to protect it, knowing the right coverage is a necessity. Home insurance can provide coverage for catastrophes that can happen within or outside your home. For example you can protect yourself against damages that may happen to your dwelling structure, contents, and liabilities.

Types of Home Insurance include:

HO-3 Form

Homeowners Insurance-Actual Cash Value replacement

HO-4 Form

Renters

HO-5 Form

Homeowners Insurance- Replacement Cost

HO-6 Form

Condominium

DP-3 Form

Homeowners for landlords

HO-3 and HO-5

Home Insurance has many elements that offer protection for your home from top to bottom. The primary HO-3  and HO-5 coverage for single family homes include:

 

HO-4

This coverage is otherwise known as renter insurance which provides coverage for personal liability, personal property, and additional living expenses. Landlords may require tenants to obtain renter coverage before moving in.

HO-6

This coverage is for condominium, co-op’s, and townhomes. HO-6 policies are similar to your traditional HO-3 policies except in most cases your homeowners association master policy provides exterior dwelling coverage which you pay for with your homeowners association dues. For this reason, your Coverage A is going to insure walls in coverage such as your cabinets, flooring, countertops, and other fixed items to your dwelling.

DP-3

This policy covers the landlord’s when there’s a loss. All DP-3 coverage covers the dwelling including the attached structures. Some DP-3 policies also covers loss of rental income, and landlord contents such as appliances. DP-3 also covers landlord liability when a lawsuit is brought against them.

 



    Homeowner Questionnaire












    Building Information











    Does your Building have the protection below?










    Coverage







    The above information is true to the best of my knowledge. I authorize Insure Pal Insurance Services the use of the above information for the purpose of obtaining a quotation for insurance. I also understand by submitting this information does not mean that I have purchased an insurance policy. This information is used only to provide a quote.

    Our INSURANCE SERVICES

    AT INSURE PAL, WE PROTECT WHAT MATTERS MOST TO YOU Insure Pal is dedicated to protect individuals, businesses, and families with a peace of mind.

    AUTO INSURANCE

    Personal auto insurance from competitive carrier

    UMBRELLA INSURANCE

    Protecting you like an umbrella above your primary coverage

    HOME INSURANCE

    Protection for your most valuable asset anywhere

    COMMERCIAL INSURANCE

    Comprehensive coverage that a business owner needs

    GENERAL LIABILITY INSURANCE

    Protecting your business assets when you get sued

    WORKERS COMPENSATION INSURANCE

    Protecting your employees when they get injured

    Copyright © 2020 Insure Palins All Rights Reserved