Covers Business-owners when their employees may suffer a work related injury, illness, disability, rehabilitation, and death. Workers comp also covers lost wages for employees who are unable to continue working for the work related injury. Workers Compensation insurance is mandatory in most US states which also covers employers liability insurance against work related injury lawsuits. The cost of worker comp insurance varies depending on a few factors such as payroll, experience modification (past workers compensation claims), business risk hazard, and location of the business.
For Trucking Business, Workers comp is inseparable from their business. When you have a set of skilled drivers working for you, it is essential to take responsibility for the drivers well being. Truck drivers are exposed to many injury risks driving heavy trucks for extended periods of time and carrying tons of loads. As a result, each business owner in the trucking industry, must carefully choose a workers compensation insurance that fits with its workforce.
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